Dental insurance is a wonderful resource that helps make the services you need for a clean, healthy smile more affordable. People who have dental insurance are more likely to undergo important preventive care on a regular basis, like the semi-annual checkup and cleaning recommended by the American Dental Association. Unfortunately, one-third of Americans do not visit their dentist regularly and less than 3% of people use all their annual dental benefits. Often, both issues are caused by a misunderstanding about how dental insurance can be used. At Capron Park Dental, we are here to help you learn how your dental insurance works to achieve your oral health goals for reduced rates.
Dental insurance works with a heavy emphasis on prevention. By completely covering or discounting the treatments that help you avoid the need for costly, complex restorative treatments, investing in dental insurance can save you money in the long run. In fact, every $1 you spend on prevention can save you $8 to $50 on restorative or emergency services.
Depending on your specific policy, you can enjoy:
Most dental insurance plans work on a fee-for-service basis, meaning that in exchange for a monthly premium of about $50, you are eligible for between $1,000 and $1,5000 work of care per calendar year after you have met your deductible. Most insurance plans do not allow unused benefits to roll over to the next year, so it is important to get as close to this annual maximum as possible before your benefits expire. We help you utilize your coverage to its full potential to reduce the amount you need to pay out-of-pocket.
At Capron Park Dental, we work with both in-network and out-of-network patients to help you get the dental services you need for reduced rates.
Visiting an in-network dentist is an excellent way to ensure you receive the full amount of benefits you are eligible for without having to wait for reimbursement. An in-network dentist has pre-negotiated rates with the insurance carrier for maximum savings. We are proud to be in-network with:
You may still be able to visit an out-of-network dentist and receive the same discounts on services. Most dental practices, including Capron Park Dental, accept PPO insurance plans. We will take care of the paperwork by filing and following up on the claim to help you maximize your insurance benefits.
We understand dental insurance can be confusing. Christina is here to help you maximize your dental insurance. She takes the time to explain how your benefits are being used and your responsible portion of the services. She helps you find the solutions you need to reach and maintain your oral health goals for minimal out-of-pocket expense.